Pensions & Investments

I started off studying Accountancy at University in Dundee with no real
plan for what lay ahead but always knew I would have my own business.
I remember living in Ireland at 8yrs old cutting turf on my Uncles field
and turning and bagging it in the sun. I sold it all to the local neighbours
and made a pretty penny.

After Uni I worked at my father’s engineering company but quickly realised
that I was not an engineer. I am very close to all my family and I felt my
relationship with my brother Neil and Dad would be effected long term
even though I just wanted to help.

When I was 23 I decided to start a property portfolio. I bought my first flat for
£11,500 at auction and after spending £1,200 on it, it was worth £32,000.
This got me started and I quickly built up a big portfolio all of which I rented
out to DSS tenants. Because I was finding so many good properties I
advertised and helped others build their own portfolios. These people have
all become good friends.

After 5 yrs of success I felt the market was changing as more and more people
were going for the same properties I had selected. Therefore I decided it was
time to diversify. I spent a couple of years refurbishing larger houses but again
this was not my forte. However, I could always see the potential in land so that
was an obvious choice for my next venture.